Specialists in Workers’ Compensation Solutions

for High-Risk Industries

Stuck in the NCCI Assigned Risk Pool?

 

If your Workers’ Compensation premiums keep climbing because of a high experience modification factor (eMod) or a challenging class code, you may feel like you have no options.

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You do.

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We Specialize in Finding Alternatives to Assigned Risk

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We are independent insurance agents focused exclusively on Workers’ Compensation solutions for employers who:

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• Have a higher-than-average eMod

• Operate in difficult or high-risk classifications

• Have been pushed into the NCCI Assigned Risk Pool

• Have been told they are “hard to place”

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We access:

• Traditional A-rated carriers

• Self-insured groups

• Alternative risk solutions, including captives

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Our job is simple: find you a better option.

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The Reality About Assigned Risk

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According to the National Council on Compensation Insurance (NCCI), up to 40% of employers in the Assigned Risk Pool may not need to be there.

Many businesses stay because they don’t know there are alternatives.

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That’s where we come in.

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Real Savings. Real Solutions.

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Through the A-rated companies we represent, clients have seen:

• Average savings of 15–30%

• In some cases, savings as high as 80%

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More importantly, they gain:

• Long-term premium stability

• Better service

• Strategic risk guidance

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Suffering From a High eMod?

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Let’s fix it.

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If your eMod is high, we should talk.
If it’s really high — we definitely need to talk.

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We are problem solvers.
Client-focused.
Service-driven.
And built specifically for employers who don’t fit the standard market.